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<item><title>Debt Snowball vs Avalanche: Which Order Fits Your Debts? (3 Lists Run Both Ways)</title><link>https://www.debtpayoffplanner.site/blog/debt-snowball-vs-avalanche/</link><guid isPermaLink="true">https://www.debtpayoffplanner.site/blog/debt-snowball-vs-avalanche/</guid><description>Debt snowball vs avalanche on 3 example debt lists: the avalanche saved $1,359 on one, $290 on another and $0 on the third. Here's how to tell which you have.</description><category>Payoff Methods</category><dc:creator>Debt Payoff Planner by Cosmo Suite</dc:creator><pubDate>Sun, 04 Oct 2026 00:00:00 GMT</pubDate></item>
<item><title>Debt Payoff Spreadsheets That Pick Your Order (Matched to Your Debts)</title><link>https://www.debtpayoffplanner.site/blog/debt-payoff-spreadsheet/</link><guid isPermaLink="true">https://www.debtpayoffplanner.site/blog/debt-payoff-spreadsheet/</guid><description>Debt payoff spreadsheet basics: the 6 columns it needs, how it picks your payoff order, and a 4-card example worked out to a real debt-free month.</description><category>Spreadsheets and Tools</category><dc:creator>Debt Payoff Planner by Cosmo Suite</dc:creator><pubDate>Sat, 03 Oct 2026 00:00:00 GMT</pubDate></item>
<item><title>How to Set Up a Debt Snowball Spreadsheet (Without Writing Formulas)</title><link>https://www.debtpayoffplanner.site/blog/debt-snowball-spreadsheet/</link><guid isPermaLink="true">https://www.debtpayoffplanner.site/blog/debt-snowball-spreadsheet/</guid><description>Debt snowball spreadsheet setup in 5 steps for Excel or Google Sheets, with the rollover explained and a 4-debt example worked out to April 2029.</description><category>Spreadsheets and Tools</category><dc:creator>Debt Payoff Planner by Cosmo Suite</dc:creator><pubDate>Sat, 03 Oct 2026 00:00:00 GMT</pubDate></item>
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